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Liberal Health Policy

Jeanette Said:

Do you know anybody that had their health insurance policy canceled because they filed a claim?

We Answered:

They don't usually cancel your policy, they just deny coverage...they still want you to pay them, they just don't want to pay the claims.

(This has happened, and is happening, to quite a few people I know.)

Enrique Said:

Why does the liberal left favor poor people so egregiously?

We Answered:

9 million children died in 2008 from starvation. Many millions of poor all over the world have no access to health care, education, social programs, etc. We've seen the results of your way.....see: Any 3rd world nation. I don't condone or support lazy people, but the many millions of Americans who do everything they can to provide for their families, yet still come up short. We are the party for the working class. That is the majority of Americans. The working class in America is 1-3 paychecks away from being in poverty and needing assistance. Perhaps, from your lofty perch, you can't see the ground. We, on the other hand, know just how lucky we are to be where we are at.....and we know that one screw up, one lost job, one bad recession, one visit to the emergency room, one injured child would put us in need of temporary aid as well. "Compassionate Conservatives' don't seem to be very compassionate....or conservative. We are simply being Americans....loving our fellow man, our neighbor, as we love ourselves.

Irma Said:

Should the voting age be raised to 27 for liberal layabouts on Mommy & Daddy's health insurance policy?

We Answered:

Sorry your Mommy and Daddy couldn't afford to put you on their policy after they were laid off and lost their insurance. Perhaps if they'd stop voting Republican they might have healthcare again before they die for a lack of it. ?°)

Marie Said:

Is it strange that liberal policy is preceded by television shows on the subjects?

We Answered:

I honestly wouldn't know. I killed my tv some time ago. Now, I waste my time on here, but not on the couch. If tv was still good like it was 20 years ago, I'd probably still watch, but reality shows ruined the whole tv experience. Now, I just can't sit still for any amount of time without some kind of interaction (like arguing politics I suppose).

Cathy Said:

Liberal vs Socialist health care policies, what are the differences?

We Answered:

I assume by "liberal," you mean "classical liberal."
Think of it in terms of private and public sectors.

In a market (private), the cost of health care insurance polices is subject to competition and the rugged climate of supply and demand. This can mean two things: 1) cost is driven down by varying firms competing for more customers, or 2) cost can be driven up by varying firms "agreeing" with one another to keep prices/profits high (forming a cartel, which can be thought of as a shared monopoly).

In a social (public) system, the cost of health care is steadily maintained by a centralized agency or group of agencies. This ensures 1) guaranteed coverage regardless of personal finances, and 2) a potentially broader source of revenue, as every tax payer contributes.
Problems that may arise are largely concerned with efficiency. Without the incentive for keeping profits high, the capacity for wasteful spending requires greater oversight. However, expenses on the whole are likely to be lower than in a private-payer system as there are no shareholders expecting returns on their investments.

It may not be the most technical source, but this episode of "Bill Moyers Journal" is food for thought:
http://video.pbs.org/video/1433095754/

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